How to save more tax under the old regime?
How to save more tax under the old regime? By Rajeev Pathak April 11, 2026 Income above ₹12 lakh? , the old tax regime can actually help you save more , provided you use the available deductions smartly. Unlike the new regime, the old tax system allows you to reduce taxable income through multiple deductions and exemptions . When used properly, the old regime lowers your tax and helps you build long-term wealth. In this guide, let’s break down 6 powerful ways to save tax under the old tax regime in India . Example: ₹15 Lakh Salary – Old vs New Regime Let’s understand this with a simple example: Annual Income: ₹15 lakh Deductions claimed: Section 80C: ₹1.5 lakh Section 80D: ₹25,000 Home loan interest: ₹2 lakh 👉 Total deductions: ₹3.75 lakh 👉 Taxable income reduces to ₹11.25 lakh ✔ This significantly lowers your tax liability compared to the new regime (where most deductions are not allowed). 👉 Insight: The higher your ...